Insurance Coverage
REPRESENTATIVE CASES
- A homeowners’ association sued its insurance carrier and its insurance broker, contending that it was unaware of an endorsed exclusion in its D&O policy until it was sued in litigation in the subject area of the exclusion.
- An owner of a mattress store that had burned to the ground sued his insurance company when his claim was denied.
- Coverage dispute arising out of an identity theft, and a fraudulently obtained deed of trust against the victim’s property. Litigation ensued after the mortgage company started foreclosure proceedings against the victim.
- Action for bad faith failure to pay by an insured, whose Los Angeles garment district business had been burned in an arson fire, against its insurance carrier. The insurance carrier had refused to pay the claim because it was the second arson fire at the insured’s business.
- Breach of contract action brought by insured against insurer for denying its claim for damage to the insured’s property. The insurer had insured the subject property, which was to be used as a rental property, but when the property was vandalized several times, the insurer refused to pay the claims on the grounds that the property was vacant at the time, triggering the policy’s vacancy exclusion.
- Action arising out of the denial of an insurance claim filed by plaintiffs, when their insured commercial property was severely damaged in a fire. The policy at issue provided a time deadline for an insured to file a lawsuit after denial of claim. The insurance carrier contended that the lawsuit was untimely.
